Private Mortgage Lenders
White Rock & South Surrey BC

Private Mortgage Lenders BC | White Rock & South Surrey

Silver Hill Mortgage Corp. has been committed to serving our clients in White Rock, BC with over 25 years of experience providing home equity loans and connecting private mortgage lenders to our communities. If you are looking for a private mortgage broker to help you understand your options, we’re here to help. Our experts are consistently providing options for those in South Surrey and White Rock looking to get approved for a bad credit mortgage loan, mortgages for self-employed, those looking to pursue a second mortgage, and more. Talk to us today to explore your options and access the private mortgage loan you’ve been looking for. 


Private Mortgages & Home Equity Loans in White Rock
We all go through hard times, but there is a solution out there. Whether you’re self-employed from your home, have poor or bad credit, little to no income, yet own a property in South Surrey or White Rock, we can help. If you are having difficulty getting approved by the bank, a private mortgage loan with Silver Hill is very realistic based on the available equity you have. This would be registered behind your first mortgage, as a separate loan. In most cases, you may be eligible to access up to 75% of your home’s value by way of a second mortgage.

What are the benefits of a home equity loan in White Rock? 

• You may avoid breaking your first mortgage and suffer having to pay an enormous penalty to the first mortgage lender, and potentially giving up a good interest rate.
• You may access a large sum of cash using your home as collateral, with far less requirements for approval, unlike the banks.
• You may save significantly on interest rate costs, by using a second mortgage loan to pay off any high interest credit card debt you might have. This is because second mortgage rates are usually lower than credit card interest. 
• You may be self-employed in White Rock or South Surrey and have difficulty qualifying for a loan through your bank. The income verification process through a bank for self employed individuals is very detailed. Qualifying for a second mortgage as self-employed is simple, provided you have the equity in your home.
• You may have poor credit and little to no income yet own a property in South Surrey or White Rock. Again, a second mortgage option is very realistic based on the available equity you have in your home.
• You may need funds urgently due an emergency or unexpected situation. Home equity loans are easy to obtain and are typically funded very quickly. It certainly is a great benefit to get access to funds in short order.

We deal with private mortgage lenders that can assist homeowners in South Surrey and White Rock, who focus on the available equity you have, and not income or credit. Our private lenders will look beyond your challenges and use a make-sense approach when approving your private mortgage loan - whether you're in South Surrey, White Rock, or elsewhere in the Lower Mainland. Want to explore your options regarding a private mortgage? Get in touch with us today and hear back within 24 hours.

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