Private Mortgage Lenders
​& Home Equity Loans
​Victoria, BC

Private Mortgage Lenders | Victoria, BC

Silver Hill Mortgage Corp. has been committed to serving our clients in Victoria & Saanich, BC with over 25 years of experience providing home equity loans and connecting private mortgage lenders to our communities. If you are looking for a private mortgage broker in Victoria to help you understand your options, we’re here to help. Our experts are consistently providing options for those looking to get approved for self-employed mortgages, home equity loans, a second mortgage, and more. Talk to us today to explore your options and access the private mortgage loan you’ve been looking for. 


Private Mortgages & Home Equity Loans in Victoria & Saanich, BC
We all go through hard times, but there is a solution out there. Whether you’re self-employed from your home, have poor or bad credit, little to no income, yet own a property in Victoria, Saanich, or the surrounding Greater Victoria area, we can help. If you are having difficulty getting approved by the bank, a private mortgage loan with Silver Hill is very realistic based on the available equity you have. This would be registered behind your first mortgage, as a separate loan. In most cases, you may be eligible to access up to 75% of your home’s value by way of a second mortgage.

What are the benefits of a home equity loan in Victoria? 

• You may avoid breaking your first mortgage and suffer having to pay an enormous penalty to the first mortgage lender, and potentially giving up a good interest rate.
• You may access a large sum of cash using your home as collateral, with far less requirements for approval, unlike the banks.
• You may save significantly on interest rate costs, by using a second mortgage loan to pay off any high interest credit card debt you might have. This is because second mortgage rates are usually lower than credit card interest. A second mortgage / home equity loan in Victoria would offer a great opportunity to consolidate all of your debt into one simple easy monthly payment. You can take control of your finances and not worry. This will also allow you to free up any extra cash each month, now that you only have one easy payment.
• You may be self-employed in Victoria or Saanich, BC, and have difficulty qualifying for a loan through your bank. The income verification process through a bank for self employed individuals in Victoria is very detailed. Qualifying for a second mortgage as self-employed is simple, provided you have the equity in your home.
• You may have poor credit and little to no income yet own a property in Victoria. Again, a second mortgage option is very realistic based on the available equity you have in your home.
• You may need funds urgently due an emergency or unexpected situation. Home equity loans are easy to obtain and are typically funded very quickly. It certainly is a great benefit to get access to funds in short order.

We deal with private mortgage lenders in Victoria who focus on the available equity you have, and not income or credit. Our private lenders will look beyond your challenges and use a make-sense approach when approving your private mortgage loan in Victoria or elsewhere on Vancouver Island. Want to explore your options regarding a home equity loan? Get in touch with us today and hear back within 24 hours.

Apply Now

Need a home equity loan in Victoria?

See how much you qualify for in as little as 24 hours.

Get a Free Quote